Federal Crop Insurance and Private Crop Risk Management Programs
Mitchell Insurance Services offers a full line of crop insurance, whole farm revenue protection programs and non-traditional risk management programs.  Below please find a partial listing of some of the programs that are available from Federal and private sectors …
Federal Crop Insurance Programs

  • Actual Production History (MPCI) – a standard or traditional crop insurance program that uses the growers past production to establish guarantee for the growers respective commodity.
  • Actual Revenue History (ARH) – utilizes the growers past crop revenues to establish a monetary guarantee for each field or unit.
  • Adjusted Gross Revenue (AGR) – utilizes the gross revenues from the grower’s Schedule F Federal tax return to establish a whole farm monetary coverage program.
  • Non-Insured Assistance Program (NAP) – the program is offered by the Farm Service Agency program that insures those crops that are not insurable through standard crop insurance programs offered by the USDA’s Risk Management Agency (RMA) programs.

Named Peril Insurance Programs

  • Named Peril Citrus Freeze – covers citrus crops for the peril of frost, which can be added on to standard MPCI programs for additional protection.
  • Named Peril Grape Cluster Freeze – covers grapes from the peril of frost from five expanded leaves to veraison.  This policy can also be added on top of the  grape growers MPCI program for additional protection
  • Packing House Business Interruption – insures citrus packing house operations in the event a catastrophic frost occurs, which will limit the amount of fruit they are able to pack.  This policy is based on the packing houses past production of packed cartons.

Non-Standard Risk Management Programs

  • Weather Bill – insures the grower against a weather events based on recorded readings from local weather stations.  This “weather contact” is not an insurance policy, nor does it insure specific field locations, but is another tool that growers can use to hedge against negative weather related events that could impact their respective crop.  For more information go to wwww.weatherbill.com.
  • Live Asset Coverage – insures the actual tree or vine against perils such as wind, fire, excessive rain, etc.  This product does not insure the actual crop, but is an effective tool to insure the actual tree or vine plant for such events as wild fires.


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